Compare Fixed Rate Home Loans
Compare fixed home loans from major banks & lenders. Simply enter the loan amount in the tool below to compare home loans quickly & conveniently. On the next page, choose your fixed-rate term.
Read our comprehensive guide to fixed home loans including the the pros and cons of fixed home loans as well as effective comparison of fixed home loan offers.
*Conditions apply: The rates displayed are indicative rates only. Rates will vary depending on factors such as the loan amount and eligibility. Rates are subject to change without notice.
Compare Rates & Save
This site allows you to compare fixed rate home loans by major banks as well as non-bank lenders and take advantage of special discount rate offers. Our service allows you to compare hundreds of loans efficiently, saving you time and money.
How it works
1. In our rate calcualtor enter your loan amount and select the type of loan (new or refinance)
2. On the next page select further options (such as fixed rates or honeymoon rates, major banks or non-bank lenders, and many other options)
3. To claim a special discount offer, click on the Free Enquiry Button.
About Our Special Offers
The special offers are from major banks for the life of the loan (not introductory rates) and these loans offer 100% offset capability.
Why Use This Service
> Compare rates from major banks
> Special discounted rate offers
> Deal directly with the lender
> Save time and money
> Rates & home loan calculator in one
Benefits of Fixed Rate Home Loans
> Borrowers know exactly what their repayments will be for the term of the loan
> Families can plan ahead and formulate budgets.
> The mortgaged property is protected against unexpected rate rises.
Fixed Rate Vs Variable Loans
The main difference with a fixed home loan is that the interest repayments will stay the same throughout the fixed-rate term of the mortgage. Regardless of interest rate changes in the market, your repayments will remain unchanged. The certainty of a fixed rate offers protection for borrowers on a tight budget. At the end of the fixed-rate term, you have the option of variable rates, another fixed term or mortgage refinance with the same lender or a different lender. See more tips on using a mortgage repayment calculator are available here and also follow the links for more tips on how to compare home loan rates and effective mortgage comparison.
On the other hand, with a variable rate home loan, the interest rate is subject to market fluctuations throughout the term of the loan. This means that if rates go up, your monthly repayments will increase proportionately. There is a risk involved with a variable rate loan since the market can fluctuate quickly and unpredictably.
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This site provides information of a general nature and not specific advice. Consider your own circumstances before acting. This site does not directly provide financial services. The operators of this site may receive commissions for referrals to financial services.